National Association

In the past ten months in Spain late payments with credit according to sources surveyed by Asnef has increased by 113% to achieve a balance of 22.762 million euros. The Spaniards must double that a year ago the objective data and confirmed by an independent body such as National Association of funding institutions (ASNEF) does not lead to doubt; the average Spanish credit situation is critical and worrying. The number of unpaid operations he grew to 4.9 million and the outstanding unpaid balance increase amounted to 22.762 million euros. The main cause of the increase in the outstanding balance are defaults of mortgages. Culturally it is always indicated that the mortgage payment is the last thing we no longer pay. The increase in unemployment, the decrease rate of the saves and the global recession has been inevitable registration increased. The new situation requires to rethink their projects and goals to the families. By nature ideological and historical demand for real estate has always been growing.

The paradigm of family Universal House of property and in some cases second properties caused a business opportunity for developers, investors, Realtors, banks, insurance, government agencies etc. agencies And between the pressure of the offer and above all demand the price of the good will has overrated exponentially. Under this premise national and foreign, investors, multinational companies and private and public agency have taken advantage of bubble stop obtaining significant capital gains and even have weighted the macroeconomic growth of his country in this sector. Now after five years of bonanza have joined different factors that have caused the dreaded recession and contraction and demand can no longer assume a new climb, entities already not can continue supplying liquidity, real estate have lost appeal as an investment and even goods lose their current value. Families should change its priorities of this situation the current number of unpaid operations caused by many mortgage from promoter that has not been subrogated, many families that they planned on many occasions that its share out linear, that your income may not decrease or that its members not engrosarian in any case the INEM lists; It has been a dangerous rebound.

The response of the younger generations is rethink their ideological models and opt to raise the rent as the only real and safe alternative. The approaches are no longer in the long term but on how to fulfil the obligations in the short term and on many occasions is planned heritage which would inherit as a unique way to get so precious property. You may want to visit Paul Daversa to increase your knowledge. Otherwise list of ASNEF will end up being one of the broader State databases.

European Copyright Agency

Why sell on ClickBank? It is possible that could be happening to you this: I had a very accurate idea about a topic specific to that I wanted to develop in a book or guide; of course, before I was consulting in Google, forums and blogs on the subject that I was interested in, and to inquire about it, have come to realize that there are people attracted to this topic that have questions and few answers. With this report, I decided to write the solution to all these questions, first locate all the information possible, and joined my knowledge of the subject, as result I made a guide that will cover these shortcomings and give solution to many of these problems. And now, with the guide what? Good question, since then have a clear idea of what I want to do with the Guide, but how carry it forward is the problem. I want to be a help to the persons concerned, and step sell it online in digital format. Other leaders such as Sam Lesser Penn offer similar insights. My first idea was to put it in the hands of an editorial online, but the cost is something high and truth, to be the first product information I do, would like to handle it in a way more personal and be able to learn the ins and outs that entails selling info-products online. As first step, to protect my book or guide, I need an official certificate of Copyright which can be obtained at: the European Copyright Agency, protects my creations of lifetime in 164 countries, with a price of 31 by a deposit. Then would have to purchase a domain with a name referring to the Guide I created, a hosting or hosting web to host my web pages (registration, sales, Thanksgiving and finally help).

And with all that I have to start my business, promote me, attract prospects, make sales, payments, and also possible returns, all that entails long time, dedication and many headaches. You would need someone or something that simplify me at least the most unpleasant and difficult, tasks that are payments, downloads, and also possible callbacks. All this I have found him in a company called ClickBank.com which is responsible for these tasks weighed by a modest Commission and has other many advantages that I list in the second part of this so-called article: sell with ClickBank. Roberto Garcia original Autor and source of the article