Every car owner is responsible for committing a traffic accident. To all the responsibility does not lie down on the shoulders of car ownership has developed a system of risk insurance for damage health or life of people in the event of an accident. Liability insurance policy tool is an obligatory document for car owners all over Russia. Any inspector traffic police can issue fines for driving without liability insurance policy tool. For even more details, read what Professor Roy Taylor says on the issue. In the insurance may be included up to five persons entitled to drive.
The calculation of the sum insured fee is calculated individually based on the data on your machine and your personal data. Considerable importance in the calculation of the coefficient is the fact that the car during the previous period of insurance was not in an emergency. Currently, expensive enough to be car owners. A set of payments, expensive gasoline, insurance, CTP, Hull, and other payments. Buying a car, not everyone thinks about whether the car contains. At this point, is only only one desire – to purchase car.
Even then, a little later, after putting on record the car's owner will face a CTP policy design. The presence of such an insurance policy in accordance with the law on compulsory motor third party responsibility required. In his absence, an employee of any department of traffic police has the right to impose penalties ranging from 3 to 8 minimum wages. The calculation of the premium is based on the type and engine power car or other vehicle, and place of registration of the vehicle owner. Getting the CTP insurance policy is an integral part of vehicle registration, without insurance you will not only be able to travel without safely be stopped by any inspector are, but also not be able to pass a technical inspection of your vehicle. Probably better to pay a one time insurance, abide by traffic rules and drive safely on your car.